Hilton HHonors Platinum Card Review - UK Credit Cards Guide and Reviews STOP PRESS.... Alliance & Leicester are having a LOAN SALE................. The rate now is 6.5% - one of the cheapest in the county...If not the cheapest!!!!!!

Hilton HHonors Platinum Card

You Must have Good to Excellent Credit History to apply for a HHilton Honors Credit Card if you have bad credit we recommend you apply for a Bad Credit Credit Card  A few people seem to think this card is a Hilton Honors Visa but is actually from Beneficial Bank, so you get all the great benefits of the unique Beneficial Bank credit card deals at your fingertips with No Annual Fee! You'll earn Hilton HHonors points toward free hotel stays and travel packages just for charging your purchases on the Card

In fairness unless you stay at one of the Hilton Hotels the rewards scheme might not be to appealing to you as it is geared towards people staying at the hotels and redeeming the points you accrue on the hilton credit card. So, sales reps and frequent travellers that use the hotels should consider the hhilton credit card.

The hhilton honors card does have a 0% balance transfer rate making it a contender for rate surfing (moving your credit card balance around from card to card before the 6 months to stay interest FREE)

Here is a table form Hhilton Honors Credit Card showing savings from other cards. The hilton card says it is cheaper than these cards: Amex Blue, Halifax Classic Cashback,
Lloyds TSB Classic, NatWest Bank, Bank of Scotland.

 

HHilton Honors Credit Card Details	Always confirm correct details on the official site
Introductory Balance Transfers	0%
Monthly Rate	0%
Period	6 Months
Introductory Purchases	N/A
Monthly Rate	N/A
Period	N/A
Standard APR	15.9%
Monthly Rate	1.24%%
Cash Advance APR	19.9%
Cash Advance Fee	1.75
Minimum Payment Required	2%
Annual Fee	None
Loyalty Points	Hilton Hhonors Points (mainly for Hilton Hotel Redemption)
Travel Accident Insurance	£165,000
Free Purchase Protection	None
Foreign Usage Fee	2.75%