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Egg Credit Card Review - UK Credit Cards Guide and Reviews
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Egg Credit Card Review - Get the best credit card review right here with online applications to all credit card companies

Egg Credit Card, Insurance and Loans
Rating: 8/10Egg Credit Card Product details, Credit Cards, Free balance transfers, "Credit Card",platinum cards,gold cards,plastic,visa,mastercard,access,buying on credit,transfer,business credit,classic card,interest rate,apr,Low APR,online credit card processing



egg credit card
All About Egg Credit Card


Egg are about to introduce the new Chip and PIN Technology see here for details

With Egg Card it's easy to save, save, save. Great rates and fantastic extras mean you'd be mad not to apply.

  • 0% until 1 September 2004 on credit card, store card, overdraft and even loan transfers.
  • 0% until 1 September 2004 on all new purchases.
  • (12.3% APR variable).
  • Add a second cardholder this month and we'll automatically enter you into our free prize draw to win £5,000.
  • 10% discount on our household and travel insurance.
  • No annual fee.


Egg are a full online financial services provider, launched in 1998 with the purpose of helping customers to understand and manage their money more effectively. Egg is listed on the stock exchange and are 79% owned by Prudential offering a huge stabile company for good offers and growth. Across their main areas - Credit Cards, banking, investments, and insurance - They have value for money and great service at the top of Their agenda.

Egg has been around for four years now and have established themselves as Europe's leading online bank. Today, they have over two million customers. In June 2000, they listed on the London Stock Exchange, They are now 79% owned by Prudential, the leading international financial services group, and 21% owned by their shareholders. Egg is a very stable and safe company.


Ok on to the Egg Card.

You can get more info on the EGG Credit Card and apply online from here
 

Introductory Balance Transfers    6.9%
Monthly Rate    0%
Period    6 Months
Introductory Purchases    0%
Monthly Rate    0%
Period    6 Months
Standard APR   12.3%
Monthly Rate    1.167%
Cash Advance APR    19.9%
Cash Advance Fee    1.25% (Min £2.00)
Payment Protection    0.74p per £100 on risk or balance per month
Minimum Payment Required    2% (Min £5)
Annual Fee    None
Loyalty Points    Cash Back (1%)
Travel Accident Insurance    £50,000
Free Purchase Protection    None
Foreign Usage Fee    2.75%
Discounts  
Travel   Yes
Hotels   No
Dining   No
Shopping   Special Offers Sent to you
Car Hire   No
   
   
   
   

Other Egg Credit Card Features and Benefits

No annual fee
Internet Shopping Guarantee
Free Travel Accident Insurance
Online Account Management 24/7
CashBack on everything you buy
10% discount on Egg's household and travel insurance
Free purchase in transit protection for items costing more than £35. You're covered for up to £1,000 per item against loss theft and damage before you get your items home, or for up to 30 days, whichever comes first. The maximum amount payable per year is £10,000.

Egg Credit Card and Chip and PIN Technology

The way you pay, using your Egg Card and any other credit or debit card will soon be changing. Over the next two years a new system called 'Chip and PIN' is going to be gradually introduced.

Introducing Chip and PIN
Chip and PIN is a new UK industry wide scheme involving banks, card issuers and retailers, designed to help protect you from card crime and fraudulent transactions. You'll be issued with a new Chip and PIN enabled card when your current card expires or is replaced, starting soon.

Whenever you pay for something (except online, mail order and telephone purchases) using your new Chip and PIN card, instead of signing to confirm the transaction, you'll enter a four digit personal identification number (PIN) into a special keypad. Even when you get your new card you might find that you're still asked to sign for some purchases. The retailer will always let you know whether you need to enter your PIN or sign for your purchase. This is because not all retailers will have the new equipment yet, but all retailers will be upgrading within the next 12-24 months. After this time you won't be able to make a purchase without your PIN.

You can carry on using your current Egg Card as you always have done. You'll automatically be sent a new Chip and PIN card when your current Egg Card is due for re-issue or is replaced, starting soon.

Like anything new, Chip and PIN cards might take a bit of getting used to. So to help, we'll send you further instructions and a bit more information along with your new card. Until then, you can take a look at our Chip and PIN frequently asked questions.

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