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Egg Credit Card Review - Get the best credit card
review right here with online applications to all credit card companies
Egg Credit Card,
Insurance and Loans
Rating: 8/10
- 0%
until 1 September 2004 on credit card, store card, overdraft and even
loan transfers.
- 0%
until 1 September 2004 on all new purchases.
- (12.3% APR variable).
- Add a second cardholder this month and
we'll automatically enter you into our free prize draw to win £5,000.
- 10% discount on our household and
travel insurance.
- No annual fee.
Egg are a full online financial services provider, launched in 1998 with
the purpose of helping customers to understand and manage their money
more effectively. Egg is listed on the stock exchange
and are 79% owned by Prudential offering a huge stabile company for good
offers and growth. Across their main areas - Credit Cards, banking,
investments, and insurance - They have value for money and great service
at the top of Their agenda.
Egg has been around for four years now and have established themselves
as Europe's leading online bank. Today, they have over two million
customers. In June 2000, they listed on the London Stock Exchange, They
are now 79% owned by Prudential, the leading international financial
services group, and 21% owned by their shareholders. Egg is a very
stable and safe company.
Ok on to the Egg Card.
You can get more info on the EGG Credit Card and apply online
from here
| Introductory Balance
Transfers |
6.9% |
| Monthly Rate |
0% |
| Period |
6 Months |
| Introductory Purchases |
0% |
| Monthly Rate |
0% |
| Period |
6 Months |
| Standard APR |
12.3% |
| Monthly Rate |
1.167% |
| Cash Advance APR |
19.9% |
| Cash Advance Fee |
1.25% (Min £2.00) |
| Payment Protection |
0.74p per £100 on risk or
balance per month |
| Minimum Payment Required |
2% (Min £5) |
| Annual Fee |
None |
| Loyalty Points |
Cash Back
(1%) |
| Travel Accident Insurance |
£50,000 |
| Free Purchase Protection |
None |
| Foreign Usage Fee |
2.75% |
| Discounts |
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| Travel |
Yes |
| Hotels |
No |
| Dining |
No |
| Shopping |
Special Offers Sent to you |
| Car Hire |
No |
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Other Egg Credit Card Features and
Benefits
No annual fee
Internet Shopping Guarantee
Free Travel Accident Insurance
Online Account Management 24/7
CashBack on everything you buy
10% discount on Egg's household and travel insurance
Free purchase in transit protection for items costing more than £35.
You're covered for up to £1,000 per item against loss theft and damage
before you get your items home, or for up to 30 days, whichever comes
first. The maximum amount payable per year is £10,000.
Egg Credit Card and Chip and PIN Technology
The way you pay, using your Egg Card and
any other credit or debit card will soon be changing. Over the next two
years a new system called 'Chip and PIN' is going to be gradually
introduced.
Introducing Chip and PIN
Chip and PIN is a new UK industry wide scheme involving banks, card
issuers and retailers, designed to help protect you from card crime and
fraudulent transactions. You'll be issued with a new Chip and PIN
enabled card when your current card expires or is replaced, starting
soon.
Whenever you pay for something (except online, mail order and telephone
purchases) using your new Chip and PIN card, instead of signing to
confirm the transaction, you'll enter a four digit personal
identification number (PIN) into a special keypad. Even when you get
your new card you might find that you're still asked to sign for some
purchases. The retailer will always let you know whether you need to
enter your PIN or sign for your purchase. This is because not all
retailers will have the new equipment yet, but all retailers will be
upgrading within the next 12-24 months. After this time you won't be
able to make a purchase without your PIN.
You can carry on using your current Egg Card as you always have done.
You'll automatically be sent a new Chip and PIN card when your current
Egg Card is due for re-issue or is replaced, starting soon.
Like anything new, Chip and PIN cards might take a bit of getting used
to. So to help, we'll send you further instructions and a bit more
information along with your new card. Until then, you can take a look at
our Chip and PIN frequently asked questions. |
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