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Cahoot Credit Card Review

The Cahoot Credit Card is one of the best credit cards available with it's low interest rate and ability to carry your borrowings over for a small fixed fee. You will find this card to be one of most flexible in the UK today.

You can choose one of two credit card repayment options; the choice you make should be based on the way you use your credit card. So whether you always pay off your credit card balance, or never do, cahoot can offer you the account option designed for you.

If you typically settle the balance of your account in full within 15 days of the statement date, this is the best deal for you. Those times you do carry a balance over, you pay an APR* from 9.3%?.

If you always carry a high proportion of your credit limit over, the fee-only option is probably your best choice. You pay a fixed fee from £4.55 each month - whether or not you carry a balance over. This fee is based on your credit limit and represents an APR* from 5.6%.

Interest rates on outstanding balances
cahoot offers two credit card options, giving you the choice of how you want to pay. And you'll enjoy an interest-free period of up to 46 days if you choose interest only. The rate you're offered depends on your credit rating and your agreed credit limit.

The following table is based on the typical customer who requests a credit limit of £3,000. The typical rate reflects a rating we anticipate offering to the majority of new cahoot customers. The rate you are offered depends on your credit rating.