Credit Card Monument Credit Card Review
The Monument Credit Card
This card is for all those
people that have had a poor credit past. If you have suffered ccj's or
defaulted on loans in the past and you have paid your debts the
Monument credit card will help you
rebuild your credit.
The card limit is only £2000 but you might be offered
a lot less. In some cases the credit amount is only £250 so whatever you
are offered accept it as it will be a short term limit.
You will pay no interest on the all purchases with the
monument card for 3 months. After the 3 months are up the rate
would be 21.99% - 16.8% APR.
The card carries a £19.00 per year annual fee but this
is peanuts if it allows you to clear up a poor credit history. My advice
is to buy everything like shopping and other essentials on the card but
PAY IT OFF AT THE END OF EVERY MONTH. As I said you will be eligible for
a better rate card within 9 months of opening the Monument Credit
Card.
We don't have a direct link to the monument credit
card site but if you want to know which other credit cards cater for
a poor credit history they would be
Capital One and
Barclaycard.
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