Capitol One Credit Card Review - Get the best credit card
review right here with online applications to all credit card companies
Capital One Visa and MasterCard
Go straight to the Capitol One Official Site
If
like millions of others you have had a previous problem with credit such
as ccj's or defaults you should consider the
capital one or
Barclaycard
credit card to get your credit status back on track. After 6 months or
so you should be able to open an account with the likes of
cahoot and enjoy an interest rate of
around 9.3% apr, one of the cheapest in the UK.
Capital One boasts over 48 million credit card holders
world wide. They were and
probably still are the most sympathetic to bad previous credit history
stories. It is nice to know that someone will still listen to you even
if you have made a mistake in your past.
So on with the cards,
|
Capital One Credit Card Details |
|
| Introductory
Balance Transfers |
3.9% |
| Monthly Rate |
0.32% |
| Period |
Lifetime of
Balance |
| Introductory
Purchases |
0% |
| Monthly Rate |
0% |
| Period |
6 months |
| Standard APR |
10.9% |
| Monthly Rate |
1.093% |
| Cash Advance APR |
20.5% |
| Cash Advance Fee |
1.5% - Min £2.50 |
| Minimum Payment
Required |
3% - Min £5 |
| Annual Fee |
None |
| Loyalty Points |
None |
| Travel Accident
Insurance |
None |
| Free Purchase
Protection |
None |
| Foreign Usage Fee |
2.75% |
My overview of the card is although the initial
interest rate is a little on the high side it is incredibly useful for
clearing past poor and adverse credit history. I would suggest opening
an account with the Capital One
Credit Card Here. Use the card for the bear minimum purchases to get
your credit history clean again and not incur to much high interest
payment and after 6 months apply for a good clean low interest card. The
ggod low interest cards are Cahoot,
Intelligent Finance,
Marbles credit
card, and Halifax credit cards. |